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Why transferring your personal pension could be beneficial?

With compulsory pension auto-enrolment, many people have found themselves with several pension funds. They are not fully aware of the details of what they get charged by the provider. With thousands of products available, it can be beneficial to take professional advice to find the most suitable product for you and transfer to a new provider.

  • Transferring your pensions into one policy could make it easier to keep track of your pension pot value.
  • Switching to a pension fund with lower charges could help your retirement fund grow quicker.
  • Assessing your attitude to financial risk could show that your current pension product is in a riskier fund than you’d like. Transferring to a more suitable risk level could be beneficial.
  • Your current pension policy may not offer you the options you are looking for, transferring to a pension that provides those facilities could help with retirement planning.

Calculator

Provider fees can be hampering your pension.

Pension provider fees can make a significant difference in the amount of money you can enjoy in retirement.

The difference between 2% and 0.5% may look small. Still, in terms of impact on your pension funds, it could be the difference between a comfortable or a challenging retirement.

Our pension fee calculator can show you the vast differences pension provider fees can make over time on your pension. Enter your current pension value, your age and the age at you wish to retire, and see the difference fees can make.

Would like to get a personalised forecast? Speak with our pension specialists today and start your pension assessment.

 

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* Performance calculated using fixed 5% growth rate and monthly compound interest. The examples shown are for representative purposes only and should not be used as a pension forecast or advice.

0.5% fee

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1.5% fee

Expert advice in three simple steps.

We care about your life after retirement. Our pension specialists will offer you efficient, unbiased and a client-focused pension advice service.

Contact Hilltop Finance

Contact us

Complete our short form or call 0161 413 7051. Our team will then discuss your enquiry to get a better understanding of your situation and reason for the transfer.

Assessment

Analyse and report

As soon as you give us authority to work on your behalf, our team will get started analysing your pensions to produce an in-depth report and assess against the market.

You can make an informed decision

Your financial adviser will deliver their assessment and ensure you fully understand the advice given. Now you will be able to make informed decisions about your future.

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Pension services we provide within our assessment

Pension Advice

Analysing growth rates, fees and charges, risk category, your pension pot value and comparing against the whole of the market. If a transfer is suitable for your needs, we can arrange this for you.

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Pension Drawdown

If you’re over 55, we can help access your pension and put a retirement plan together to ensure you don’t run out of money in retirement.

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Pension Consolidation

Merging pensions together could enable you to benefit from better performance, lower fees and help you keep on top of your pension.

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Pension Annuity

Our advisers can find you the best annuity and advise on whether an annuity is the best option for your retirement plans.

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Other services we provide

Pensions & Retirement

Pensions

We are experts in pensions and retirement planning, and with our efficient assessment process you could be enjoying a better performing pension within eight weeks.

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Investments

Investments

Everyone is different and our ISA assessment service will deliver tailored and personal advice to you on the best ISA for your circumstances.

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Insurance

Insurance

Looking after you and your financial assets is important to us and our general insurance service can offer real value to you and your family.

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