Today, tomorrow and forever

We’re here to help you plan for your future through smart investments and pensions advice. With our help you’ll make the best possible decisions today, that get you where you need to be, tomorrow.

or call us now on 0161 413 7051
Who we are

An independent financial advisory firm

Whilst others may offer similar services, we’re the originators, quietly and professionally leading the way.

We specialise in pensions, investments and retirement planning. Our in-house team of over 50 fully trained professionals including independent financial advisers, paraplanners and a financial compliance team, are here to provide the very best advice through our secure technology-led service.

Our ultimate goal is to deliver traditional financial advice in a non-traditional way. You don’t need to visit an office or wait for an adviser to turn up at your home. We can accommodate telephone or video call appointments early in the morning, on your lunch break, or into the evening. Whatever suits you.

Working for your future

By working for your future, we aim to look after you and your finances for many years to come. As a business, we are always looking to grow and add more services that will help us to provide the very best advice and guidance, whatever stage you are at in life.

Peace of mind and unparalleled service

Our clients’ best interests are at the heart of everything we do. Our tailored advice is built on years of experience and is designed to provide the highest standards of service. As a result, we proudly rank among the FTAdviser’s Top 100 financial advisers. Take a look at our awards and accreditations for added peace of mind.

Employee sat on a bean bag whilst working Number of Employees
Our team is made up of over 50 financial professionals, from administrators to experienced financial advisers.
Pension drawdown Funds Under Management
We manage over £340 million in funds for our clients.
Bullseye icon Customer Reviews
Currently, we have over 700 5* Trustpilot reviews from happy clients.
Pension consolidation Top 100 UK Advisers
We've been ranked in the Top 100 UK Financial Advisers by FT Adviser for the second year running.
What to expect

Expert advice in three simple steps

We’re committed to going the extra mile, holding your needs and requirements at the centre of our trusted advice. Everybody is different, and the financial advice we deliver reflects that. Our professional advice is always relevant, personalised and tailored to you.

Get in touch
Give us a call on 0161 413 7051 or let us know when you’d like us to call back. A friendly pension professional will discuss your enquiry to get a better understanding of your situation.
Analyse and report
As soon as you give us authority to work on your behalf, our team will get started analysing your pensions to produce an in-depth report and assess against the market.
The choice is yours
Your expert pension adviser will deliver their assessment and ensure you fully understand the advice given. Now you will be able to make informed decisions.

Where we live

Hilltop Financial Planning is based in Manchester City Centre, in the area locally known as Ancoats. Although predominately a telephone and video call based advice service, clients are more than welcome to visit our offices. If you need a Manchester financial adviser, you can find us at 3 Fabrica, 269 Great Ancoats Street, Manchester, M4 7DB.

Empowering you to save and invest with confidence

We’ve been listening to our clients since 2018, helping them to understand their pensions and investments, and providing advice to empower them to make informed decisions for their future.

Our mission

We believe in doing things the right way. That means we’re always looking to invest in our people, enabling them to provide the best-in-class service we have come to expect.

Our mission is to make financial advice more accessible. We strive to provide tailored advice that fits around your lifestyle. No more waiting for an appointment with a specific adviser, our “anytime, anywhere” approach to financial advice enables you to access the advice you need, when you need it. 

So although our clients are warmly welcome to visit our Manchester office for advice, we also offer telephone and video call appointments that can be conveniently arranged at a time that works best for you.

Our values

We are completely independent and not tied to any provider. This means that we can search across the market to find you the most suitable and best-performing product for your needs.

We believe in doing things differently, disrupting the traditional financial advisory model to provide a level of service that goes above and beyond most people’s expectations of how financial advice should work.

Our non-traditional approach to delivering traditional financial advice puts you, the client, at the heart of everything we do. We believe that first-class service, tailored advice and approachable advisers who always act in your best interests should be the norm rather than the exception. 


Our awards

We are proud to have been named amongst the FTAdviser’s Top 100 financial advisers for the last two consecutive years. This recognition underlines our commitment to delivering personalised service that puts our clients first. 

Our accreditations

We are fully authorised and regulated by the Financial Conduct Authority under number 787803 to provide financial advice to clients for pensions and investments. We adhere strictly to the professional standards set by the FCA for financial advice.

To protect your data from financial crime, we are ICO (Information Commissioner’s Office) registered. We store our clients’ data securely on encrypted UK-based servers, with full financial service security.

Our future

By providing first-class advice and care for our clients, has allowed us to grow and become the business we are today. We work for your financial future, but our success is directly linked to the performance of the advice we give. 

Client recommendations are a valuable part of our business strategy, and without good advice and first-class service, we will not get endorsements from our clients to build a stronger business.

Important information: Our website offers information about investing and saving, but not personal advice. If you’re not sure which services are right for you, please request advice from Hilltop’s independent financial advisers. Remember that investments can go up and down in value, so you could get back less than you put in.

Hi there!

We just need to take a few more details to understand what we can help you with and when is convenient for us to call you back. Gives you a chance to pop the kettle on ☕


What would you like our expert advice on?

Purple piggy bank with a pile of coins behind it


Pile of coins in the middle of a graph


Pension Drawdown Advice


pension transfers



Is there any advice in particular?

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Pension drawdown


Pension consolidation


Pension Consolidation


Twisting gear

Not Sure


Finally, just pop your details here and we’ll be in touch