Hilltop Finance can help ensure your pension is reaching its peak potential

Try our pension review checker to see how we can help your pension perform better

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Who Are Hilltop Finance?

Hilltop Finance based in Manchester is a regulated financial advice firm specialising in Pensions and Retirement Planning. We help consumers understand their pensions by carrying out in-depth analysis on how their pension is performing and we explore all options to see if your pension could be performing better elsewhere.

All our advice is provided by our advice team who are UK based and hold UK financial advice qualifications.

Hilltop Finance
Pension Advice

We offer pension advice to UK residents who are thinking of retirement planning, we firstly assist you by finding out more about your current situation before recommending to you the most appropriate solution for your circumstances by our team of trained advisors who have up to date in depth market knowledge.

Benefits Of Pension Advice
Straight Forward Advice
Track Down Your Pension
In Depth Market Knowledge
Make sure your pension is performing

Who Are Hilltop Finance?

Pension Review Service 1

Pension Review Service 

We offer a pension review service which helps you get a better understanding of how your pension is working for you. We will also make you aware of what other options are available to see if we can help your pension perform better.

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SERPS Pension Reviews

If you have a SERPS pension scheme we can assist you with carrying out a review on your SERPS to find out how your pension is performing and to see if it could be performing any better.  

Pension Cash Release 1

Pension Cash Release 

If you are 55 years old or older you will normally be entitled to release up to 25% of your pension tax free, our trained advisors are here to advise you on this and help you throughout the process.

Treating Customers Fairly

We believe in treating customers fairly and the following six outcomes are core to what we do.

Outcome 1: Consumers can be confident they are dealing with firms where the fair treatment of customers is central to the corporate culture.

Outcome 2: Products and services marketed and sold in the retail market are designed to meet the needs of identified consumer groups and are targeted accordingly.

Outcome 3: Consumers are provided with clear information and are kept appropriately informed before, during and after the point of sale.

Outcome 4: Where consumers receive advice, the advice is suitable and takes account of their circumstances.

Outcome 5: Consumers are provided with products that perform as firms have led them to expect, and the associated service is of an acceptable standard and as they have been led to expect.

Outcome 6: Consumers do not face unreasonable post-sale barriers imposed by firms to change product, switch provider, submit a claim or make a complaint.

Hilltop Finance Latest News


Hilltop Finance work with trade union to offer pension reviews Hilltop Finance started trading as Unite Financial Services and Unite Pension Review in June 2017, FT Advisor who is one of the industry`s leading news outlets have written a news story about how Hilltop Finance will be helping united members…

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Speak to our Trained advisors now on

0161 413 7051

Hilltop Finance understands that pensions can be confusing. That is why our friendly advisors are on hand to help you understand your pension better and ensure its performing the best it can.

Private & Confidential