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About us

Who we are

Hilltop Finance is an independent financial advisory firm, specialising in pensions, investments and retirement planning. Our in-house team of over 25 fully trained professionals including independent financial advisers, paraplanners and a financial compliance team, are here to provide the very best advice through our secure telephone-based service.

Hilltop Finance is authorised and regulated by the Financial Conduct Authority, no. 787803

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Our Values

Treat everyone as an individual

Everyone has personal aims and goals when it comes to their money. We will always listen to your needs and deliver advice that’s personal to you.

Being open, honest and trustworthy

We aim to break down the barriers to financial advice and look to deliver help to people from all walks of life. We are responsible and accountable for the financial advice we give and promote a culture of being truthful and honest. If we believe your finances are in the right place, we will tell you that for free.

Putting you at the centre of everything we do

Our business is built upon a strong foundation of developing and maintaining relationships with our clients, today and for the future. Putting you at the centre of everything we do allows us to deliver excellent customer service and satisfaction.

Ensuring you understand the advice given

We know that financial products can be complicated. Not fully understanding the advice we give, could affect your ability to make confident financial decisions. Our advisers will always speak to you in plain English, leaving out all the financial jargon and make sure that you’re comfortable with the advice we are delivering.

Work to the highest professional standard

All of our teams and advisers are fully trained to a high professional standard. We never rest on our laurels, and continually look to develop our people and business practices.

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What we do

By working for your future, we aim to look after you and your finances for many years to come. As a business, we are always looking to grow and add more services that will help us to provide the very best advice and guidance, whatever stage you are at in life.

Services we provide

Pensions & Retirement

Pensions and Retirement planning

We are experts in pensions and retirement planning, and with our efficient assessment process you could be enjoying a better performing pension within eight weeks.

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Investment and ISA assessments

Everyone is different and our ISA assessment service will deliver tailored and personal advice to you on the best ISA for your circumstances.

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Life and Home Insurance

Looking after you and your financial assets is important to us and our general insurance service can offer real value to you and your family.

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Wills, Probate and Trusts

Protecting your family should the worst happen is essential. Many people forget to write a will or update their will to include who and what’s important to them. We have partnered with a global expert who provides will writing, probate advice and building trust expertise to our clients.

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Where we live

Hilltop Finance is based in Manchester City Centre, in the area locally known as Ancoats. Although predominately a telephone-based advice service, clients are more than welcome to visit our offices. Our home is at Jactin House, Hood Street, Manchester, M4 6WX.


Professional Approach

We’ve been listening to our clients since 2014, helping them to understand their pensions and investments, providing advice to empower them to make informed decisions for their future.

Our owners and senior management team believe in doing things the right way. We are always looking to invest in our people, enabling them to provide the best-in-class service we have come to expect.

We are fully authorised and regulated by the Financial Conduct Authority under number 787838 to provide financial advice to clients for pensions and investments. We adhere strictly to the professional standards set by the FCA for financial advice.

To protect your data from financial crime, we are ICO (Information Commissioner’s Office) registered. We store our clients’ data securely on encrypted UK based servers, with full financial service security.

Independent and Transparent

We are completely independent and not tied to any provider. This means that we can search the whole market to find you the most suitable and best performing product for your needs.

Our future

By providing first class advice and care for our clients, has allowed us to grow and become the business we are today. We work for your financial future, but our success is directly linked to the performance of the advice we give. Client recommendations is a valuable part of our business strategy, and without good advice and first-class service, we will not get endorsements from our clients to build a stronger business.

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