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Call us now on 0161 413 7051
If your unsure on how we could help you, or just looking for a little help, leave your details and one of the team will call you back for a quick, informal chat.
Home > Pension Advice > Ethical Pensions
Our highly trained and knowledgeable ethical pension experts can help you to find a socially responsible or eco-friendly pension fund that suits your needs and ideals perfectly.
Call us now on 0161 413 7051 or arrange a call back.
Today, more of us than ever are considering our impact on the world at large, whether environmental or social.
Ethical pensions are retirement saving schemes that work towards a sustainable future whether that be for our planet, the people who live in it or both. Investments in a fund of this kind are carefully selected to have a positive impact – or, at least, no negative impact – on the wider world.
Responsible pensions are generally appraised by the pension provider via the application of “ESG principles”. This stands for:
If a scheme scores high in all three, it can be officially considered “ethical”.
It’s always highly advisable to spend time speaking with a professional adviser and researching pension schemes in order to select the pension fund that will best meet your needs in retirement. There are specialist schemes for those who are in employment, those who are self-employed, those who’d prefer to receive their payouts by way of an annuity, those who would benefit more from a drawdown… the list goes on.
By carefully selecting the right pension, you’ll be able to make your money work as effectively as possible over the years, which means you’ll be heading for a comfortable and easy retirement. Along with the standard considerations when it comes to choosing a pension, Hilltop Financial Planning also recommends seeking out a fund that supports your ethics. Find out more here with our guide to Ethical Pensions.
More and more providers are offering socially conscious savings methods as demand increases.
For quality assistance and advice regarding the best ethical pension for your requirements, get in touch with Hilltop Financial Planning today.
Eco-friendly pensions could be an easy way to do your bit for the planet. They’ll keep working in the background without you having to do anything at all.
What’s more, the more socially conscious or “green” pension funds are selected by members of the general public, the more greatly their combined impact will be felt worldwide.
For example, some pension providers offer opportunities to invest in organisations that develop products in the medical field, in order to improve the standard of healthcare around the world.
Others support businesses that practice fair trade or work to prevent the exploitation of certain communities or environmental resources. In this way, they help to fight human rights violations, deforestation, pollution and other negative global issues.
Ethical pension providers can also enable their customers to withhold support from organisations that are likely to have a negative impact on the environment, on the rights of their employees or on ethical trading standards.
Even after you’ve done your research, you’ll probably still have some questions. Why not give one of our friendly team a call and explore whether financial planning advice might be right for you.
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Should you have any queries about our services, or if you can’t find what you’re looking for simply get in touch with our friendly team who are here to answer any questions you might have.
You can find the most ethical pension funds by applying the ESG principles to them – namely: environmental practices, social impact and governance – to see how they measure up.
You can also ask your pension provider for their recommendations or make contact with Hilltop Financial Planning for assistance.
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