Close
Mobile menu

What can life insurance cover?

Life Insurance could cover you and your family for a range of financial expenses including: –

  • your salary income
  • maintain your loved one’s standard of living
  • help with health and living costs if you become terminally ill
  • pay your children’s school or university fees in your absence
  • critical illness cover

Please remember that life insurance is not a savings or investment product and has no cash value unless a valid claim is made. If your life insurance is to cover your mortgage, your policy may not completely pay off your outstanding mortgage unless you make sure your amount of cover is adjusted to match any new mortgage arrangements.

*This cover is based on life start term assurance cover for a 27-year-old female, with no underlying health conditions, a non-smoker (is someone who during the last 12 months has not smoked any cigarettes, cigars, a pipe, used e-cigarettes (whether or not they contain nicotine), or used nicotine replacements.) Life Cover: £100,000, Length of the Policy: 38 years. Monthly premium from £4.51, increases annually. The insurance provider is AIG – quote referenced is true as of the date 21/07/20

Get A Quote

How are your loved ones covered?

Typically, once you agree to take out a life insurance policy, you will pay a monthly or annual payment (called ‘Premium’) to help cover expenses should the worst happen.

If you pass away or are diagnosed with a terminal illness while covered by the life insurance policy, then a cash sum could be paid. With the cash sum, your loved ones could cover the crucial expenses like a home mortgage, medical bills or pay off any outstanding unsecured loans.

Most people who apply are able to get cover for their needs, just make sure you answer all the questions truthfully when speaking with our agents.

Get A Free Quote

We work with some of the UK's biggest insurers..

canada lifeAmerican International GroupNational Friendly Insurance

We can also help with…

Home Insurance

The most valuable asset people usually own is their home, but many people leave it to chance that, should the worst happen, they’ll be covered for repairs or replacements.

Learn more
Pensions & Retirement

Pensions & Retirement

We are experts in pensions and retirement planning, and with our efficient assessment process you could be enjoying a better performing pension within eight weeks.

Learn more

Investments

Everyone is different and our ISA assessment service will deliver tailored and personal advice to you on the best ISA for your circumstances.

Learn more