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Call us now on 0161 413 7051
If your unsure on how we could help you, or just looking for a little help, leave your details and one of the team will call you back for a quick, informal chat.
Home > Insurance Advice > Over 50s Life Insurance
There are many reasons to buy Over 50’s Life Insurance with Hilltop Financial Planning. From guaranteed acceptance, no medical questions asked and fixed premiums, it only takes a few minutes to get yourself covered.
Over 50 life insurance is a type of life cover for anyone over the age of 50. An over 50s policy does not require you to fill out medical questions or provide a medical history, unlike standard life insurance cover. The cash lump-sum is paid to loved ones and can be spent; however, they wish, providing the policy has been in force for typically over two years. The over 50s life insurance payout is often used to help cover funeral costs or pay off a mortgage and a great way of helping to protect your loved ones from unexpected expenses.
To ensure your life’s covered, you will be required to pay a monthly premium for the insurance policy term continually. When you pass away, a lump-sum will be paid out, and this is called ‘the payout’ or ‘the sum assured’.
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