If your unsure on how we could help you, or just looking for a little help, leave your details and one of the team will call you back for a quick chat.
Call us now on 0161 413 7051
If your unsure on how we could help you, or just looking for a little help, leave your details and one of the team will call you back for a quick, informal chat.
Home > Insurance Advice > Life Insurance
If the worst happens, could you still provide for your family? By taking out a life insurance policy with Hilltop Financial Planning, you could help to protect your family and cover critical expenses like the family home.
Life Insurance could cover you and your family for a range of financial expenses including:
Please remember that life insurance is not a savings or investment product and has no cash value unless a valid claim is made. If your life insurance is to cover your mortgage, your policy may not completely pay off your outstanding mortgage unless you make sure your amount of cover is adjusted to match any new mortgage arrangements.
Typically, once you agree to take out a life insurance policy, you will pay a monthly or annual payment (called ‘Premium’) to help cover expenses should the worst happen.
If you pass away or are diagnosed with a terminal illness while covered by the life insurance policy, then a cash sum could be paid. With the cash sum, your loved ones could cover the crucial expenses like a home mortgage, medical bills or pay oﬀ any outstanding unsecured loans.
Most people who apply are able to get cover for their needs, just make sure you answer all the questions truthfully when speaking with our agents.
Getting an insurance quote with our agents is quick and straightforward.
Even after you’ve done your research, you’ll probably still have some questions. Why not give one of our friendly team a call and explore whether financial planning advice might be right for you.
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