Life Insurance

If the worst happens, could you still provide for your family? By taking out a life insurance policy with Hilltop Financial Planning, you could help to protect your family and cover critical expenses like the family home.

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Important information: Our website offers information about investing and saving, but not personal advice. If you’re not sure which services are right for you, please request advice from Hilltop’s financial advisers. Remember that investments can go up and down in value, so you could get back less than you put in.

What can life insurance cover?

Life Insurance could cover you and your family for a range of financial expenses including:

  • your salary income
  • maintain your loved one’s standard of living
  • help with health and living costs if you become terminally ill
  • pay your children’s school or university fees in your absence
  • critical illness

Please remember that life insurance is not a savings or investment product and has no cash value unless a valid claim is made. If your life insurance is to cover your mortgage, your policy may not completely pay off your outstanding mortgage unless you make sure your amount of cover is adjusted to match any new mortgage arrangements.

UK pension providers

We work with the biggest and most reputable UK pension providers

How are your loved ones covered?

Typically, once you agree to take out a life insurance policy, you will pay a monthly or annual payment (called ‘Premium’) to help cover expenses should the worst happen.

If you pass away or are diagnosed with a terminal illness while covered by the life insurance policy, then a cash sum could be paid. With the cash sum, your loved ones could cover the crucial expenses like a home mortgage, medical bills or pay off any outstanding unsecured loans.

Most people who apply are able to get cover for their needs, just make sure you answer all the questions truthfully when speaking with our agents.

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What to expect

A tailored quote in three simple steps

Getting an insurance quote with our agents is quick and straightforward.

Get in touch
Give us a call us on 0161 413 7051 or let us know know when you’d like us to call back. A friendly advisor will discuss your enquiry to get a better understanding of your situation.
Speak with our experts
One of our insurance agents will speak with you to discuss your enquiry, and what type of cover you are looking for.
Receive your tailored quote
We will issue a quote over the phone and deliver your quote documents via email or post. If you are happy with the quote, we can process over the phone and on the same day.

Pop the kettle on and give us a call

Even after you’ve done your research, you’ll probably still have some questions. Why not give one of our friendly team a call and explore whether financial planning advice might be right for you.

Call now on 0161 413 7051
We’re open:
Mon to Thurs 9am – 5pm and Fridays 9am – 4pm

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